For a captive design and cost proposal, please complete the questionnaire below, then contact us.

Next steps (estimated 3 to 6 weeks to complete):

  • compete the questionnaire;
  • schedule an underwriting call;
  • conduct the underwriting call;
  • prepare a design and cost proposal;
  • post engagement -finalize design, agree on domicile
  • finalize feasibility study, business plan, financial projections
  • assemble remaining license application components;
  • submit license application;
  • form and capitalize captive entity.

Once license issues, known as Certificates of Authority (all domiciles vary on speed of reviewing and approving applications), commence captive management.

To move forward, choose an option below.

For a quality risk assessment and cost proposal, please  complete this client questionnaire:

If you have more questions you would first like to discuss:

Our Assessments Highlight the Cost-Benefit Analysis of Forming an Affiliate Captive Insurance Company Solution for Your Enterprise

 

Common Commercial P&C Insurance Lines Large Captives Traditionally Targeted and Integrate in Designs to Reduce Overall Cost of Commercial Insurance Programs:

  • General Liability
  • Professional Liability
  • Products Liability
  • Umbrella Liability
  • Property
  • Inland Marine
  • Commercial Vehicle – Truck and Auto Property and Liability
  • Workers Comp
  • Health and other Employee Benefit Coverages (newly targeted area of great interest)

Less Common Casualty and Property Lines of Coverage Captives Offer (often expensive in commercial markets if available at all):

  • Advertising and Marketing Liability
  • Administrative Government Action Liability
  • Anti-Trust and Unfair Practices Insurance
  • Audit Liability
  • Bankruptcy Risks
  • Business Credit Loss Insurance (loss of creditworthiness)
  • Business Document Forgery and Counterfeiting Insurance
  • Business Extortion Insurance
  • Business Interruption Insurance
  • Business Reputation Insurance
  • Business Disruption and Interference Liability
  • Competition (unfair competition) Liability
  • Contractual Liability
  • Construction Defect Insurance
  • Credit and Collection Risks
  • Cyber and Data Security Liability
  • Intellectual Property Infringement
  • Intentional Acts
  • Deceptive Trade Practices
  • Deductions and Retentions on Commercial Policies
  • Directors and Officers Liability Insurance
  • Employment Practices Liability Insurance
  • Employee Benefit Liability
  • Environmental Liability Insurance
  • Errors and Omissions Insurance
  • Legal Liability Defense
  • Libel and Slander Insurance
  • Malpractice for Licensed Professionals
  • Patent Infringement
  • Performance Liability Insurance
  • Political Risks
  • Product Liability Insurance
  • Professional License Defense
  • Regulatory Risks
  • Reputation Risks
  • Structural Defects Liability Insurance
  • Subcontractor Default
  • Supply Chain Disruption
  • Title Insurance
  • Trade Credit Risks
  • Trademark Infringement Insurance
  • Whistleblower Liability

Even More Specific Types of Insurance Captive Designs Can Consider:

  • Cargo Loss Insurance
  • Cash In Transit Insurance
  • Commercial Crime Insurance
  • Communications Breakdown or Interruption Insurance
  • Computer Loss of Data Insurance
  • Computer “Hacker” Insurance that results in loss to the business
  • Computer Software Liability Insurance
  • Computer Virus Insurance which resulted in loss of business data due to infection
  • Confiscation and Expropriation Insurance
  • Contract Frustration Insurance
  • Copyright Infringement
  • Counterfeiting of Product “Loss of Profit” Insurance
  • Crop Insurance
  • Currency Risk Insurance
  • Delay in Start Up Insurance
  • Earthquake and Earth Movement
  • Eminent Domain Insurance
  • Employee HIV Contamination Insurance
  • Financial Crime and Embezzlement Insurance
  • Force Majeure Insurance
  • Foreign Operations Insurance
  • Goods In Transit Insurance
  • HIPAA Compliance
  • Identified Market Risk Insurance
  • Insurance Failure and Bad Faith Insurance
  • Judicial and Administrative Delay Insurance
  • Lawsuit Interruption Insurance
  • Labor Cost Insurance
  • Legal Expenses Insurance
  • Lender Failure Insurance
  • Loss of Key Customer Insurance
  • Loss of Key Employee Insurance
  • Loss of Key Supplier
  • Loss of Goodwill Insurance
  • Machinery Breakdown Insurance
  • Mold and Micro Organisms
  • Patent or Trademark Infringement Insurance
  • Political Risk Insurance
  • Producing Trees and Plant Replacement Insurance
  • Product Flooding Insurance
  • Product Launch Insurance
  • Product Tampering Insurance
  • Production Benchmark Insurance
  • Product Recall
  • Property Damage Insurance
  • Rework Liability
  • Securities Violation
  • Strike and/or Labor Unrest Insurance
  • Stop Loss (Employee Benefits – limited to US domiciled captives for US EB risks)
  • Trade Secret Insurance
  • Terrorism Insurance
  • Theft of Company Property or Funds Insurance
  • Trade Credit Loss Insurance
  • Patent or Trademark Infringement by another Insurance
  • Warranty (extended)
  • Weather Risk Insurance (Wind/Hail/Flood/Hurricane)

Excess / Surplus Coverage

  • Excess or Surplus Insurance (above limits of other coverage)
  • Excess or Surplus To Limit Risk Pool Exposure

Bonds

  • Buyer Credit Risk bond
  • Customs Duty Bonds
  • ERISA Guarantee Bonds (Limited to US Domiciles)
  • Fidelity and Surety Bonds
  • Performance Bonds

These are some of the types of risk coverage we consider when designing customized captive insurance company risk management programs.